Back

Domiciliary Hospitalisation

Domiciliary hospitalisation refers to forced hospitalisation at home for a prolonged illness that would, in a normal course, require care and treatment at a hospital. 

Regular health insurance policies in India now offer cover for domiciliary hospitalisation. The policy covers the cost of a doctor’s visit, nursing charges, diagnostic tests, medical equipment required for treatment, etc. However, the cover is usually subject to these conditions. 

  1. The patient is not in a condition to be moved to a hospital.
  2. The patient takes treatment at home on account of non-availability of room in a hospital.

Domiciliary hospitalisation in other circumstances is not covered.

Though you can utilise domiciliary hospitalisation benefit under rare circumstances, it is good to have this cover under your health insurance policy.

 

Get In Touch

Looking for some insurance related advice? You can book a call with us. It's absolutely FREE.

Back